/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-border-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial;--tw-backdrop-blur:initial;--tw-backdrop-brightness:initial;--tw-backdrop-contrast:initial;--tw-backdrop-grayscale:initial;--tw-backdrop-hue-rotate:initial;--tw-backdrop-invert:initial;--tw-backdrop-opacity:initial;--tw-backdrop-saturate:initial;--tw-backdrop-sepia:initial}}}@layer theme{:root,:host{--font-sans:"Geist Variable",Arial,sans-serif;--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-neutral-600:oklch(43.9% 0 none);--spacing:.25rem;--text-xs:.75rem;--text-xs--line-height:calc(1 / .75);--text-lg:1.125rem;--text-lg--line-height:calc(1.75 / 1.125);--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.isolate{isolation:isolate}.container{width:100%}@media (width>=40rem){.container{max-width:40rem}}@media (width>=48rem){.container{max-width:48rem}}@media (width>=64rem){.container{max-width:64rem}}@media (width>=80rem){.container{max-width:80rem}}@media (width>=96rem){.container{max-width:96rem}}.mt-6{margin-top:calc(var(--spacing) * 6)}.hidden{display:none}.flex-wrap{flex-wrap:wrap}.rounded{border-radius:.25rem}.border{border-style:var(--tw-border-style);border-width:1px}.text-lg{font-size:var(--text-lg);line-height:var(--tw-leading,var(--text-lg--line-height))}.text-xs{font-size:var(--text-xs);line-height:var(--tw-leading,var(--text-xs--line-height))}.text-neutral-600{color:var(--color-neutral-600)}.underline{text-decoration-line:underline}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.backdrop-filter{backdrop-filter:var(--tw-backdrop-blur,) var(--tw-backdrop-brightness,) var(--tw-backdrop-contrast,) var(--tw-backdrop-grayscale,) var(--tw-backdrop-hue-rotate,) var(--tw-backdrop-invert,) var(--tw-backdrop-opacity,) var(--tw-backdrop-saturate,) var(--tw-backdrop-sepia,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{color-scheme:light;--page-bg:#fafafa;--surface:#fff;--surface-alt:#fcfcfc;--surface-soft:#f3f3f3;--surface-hover:#f5f5f5;--surface-active:#f0f0f0;--ink:#171717;--on-ink:#fff;--copy:#4d4d4d;--muted:#555;--subtle:#666;--subtle-strong:#777;--border:#e8e8e8;--border-soft:#eee;--border-strong:#ddd;--input-border:#d5d5d5;--control-track:#ededed;--accent:#0070f3;--accent-hover:#0761d1;--danger:#b00000;--danger-border:#c50000;--chart-marker:#a3a3a3;--menu-shadow-color:#00000014}:root[data-theme=dark]{color-scheme:dark;--page-bg:#111315;--surface:#181b1f;--surface-alt:#1d2125;--surface-soft:#23272c;--surface-hover:#2b3036;--surface-active:#30363d;--ink:#edf0f3;--on-ink:#111315;--copy:#c3c8ce;--muted:#aeb5bd;--subtle:#939ba4;--subtle-strong:#aeb5bd;--border:#343a40;--border-soft:#30363d;--border-strong:#454c54;--input-border:#555e68;--control-track:#454c54;--accent:#7cb8ff;--accent-hover:#a2ceff;--danger:#ff8b93;--danger-border:#ff7d86;--chart-marker:#929aa3;--menu-shadow-color:#00000052}:root{font-family:var(--font-sans);color:var(--ink);background:var(--page-bg);font-synthesis:none;font-size:14px;line-height:1.5}*{box-sizing:border-box}body{margin:0}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button,summary{cursor:pointer}button{transition:background-color .15s,color .15s}a{transition:color .15s}button:hover{background:var(--control-track)}a:hover{color:var(--accent-hover)}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:2px solid var(--accent);outline-offset:4px}h1,h2,h3,p{margin:0}h1,h2,h3{text-wrap:balance}h1{letter-spacing:-1.7px;font-size:40px;font-weight:600;line-height:1.12}h2{letter-spacing:-.7px;font-size:23px;font-weight:550;line-height:1.25}h3{letter-spacing:-.2px;font-size:15px;font-weight:550}button{background:0 0;border:0}input{width:100%;min-width:0;color:var(--ink);font-variant-numeric:tabular-nums}input[type=number]{appearance:textfield}input::-webkit-inner-spin-button{appearance:none}input[type=range]{accent-color:var(--ink);height:24px}input[aria-invalid=true]{border-color:var(--danger-border)}.skip-link{background:var(--ink);color:var(--on-ink);z-index:100;padding:12px;position:fixed;top:-100px;left:15px}.skip-link:focus{top:12px}.site-header{border-bottom:1px solid var(--border);background:var(--surface);justify-content:space-between;align-items:center;gap:24px;height:76px;padding:0 32px;display:flex}.brand{letter-spacing:-.6px;white-space:nowrap;align-items:center;gap:9px;font-size:16px;font-weight:650;display:flex}.brand-light{font-weight:450}.brand-domain{color:var(--subtle);letter-spacing:0;font-size:12px}.desktop-nav{color:var(--copy);align-items:center;gap:28px;font-size:13px;display:flex}.header-action{border:1px solid var(--border-strong);border-radius:6px;align-items:center;gap:12px;padding:8px 12px;font-size:12px;display:flex}.mobile-toggle{display:none}.theme-toggle{border:1px solid var(--border-strong);width:40px;height:40px;color:var(--ink);border-radius:6px;flex:none;justify-content:center;align-items:center;display:flex}.theme-toggle .theme-icon-sun,:root[data-theme=dark] .theme-toggle .theme-icon-moon{display:none}:root[data-theme=dark] .theme-toggle .theme-icon-sun{display:block}.theme-toggle:hover{background:var(--surface-hover)}.app-shell{grid-template-columns:234px minmax(0,1fr);max-width:1600px;margin:auto;display:grid}.sidebar{border-right:1px solid var(--border);background:var(--surface);padding:30px 16px}.sidebar-label{color:var(--subtle);margin:0 12px 12px;font-size:11px}.group-label{margin-top:28px}.side-link{color:var(--muted);border-radius:6px;align-items:center;gap:11px;min-height:38px;margin-bottom:3px;padding:8px 12px;font-size:12px;display:flex}.side-link.active{color:var(--ink);background:var(--surface-active);font-weight:550}.side-link:hover{background:var(--surface-hover);color:var(--ink)}.sidebar-bottom{align-items:flex-start;gap:10px;margin-top:48px;padding:20px 12px;font-size:11px;line-height:1.6;display:flex}.sidebar-bottom svg{flex:none;margin-top:2px}.sidebar-bottom span{color:var(--subtle)}.main-content{width:100%;min-width:0;max-width:1250px;margin:auto;padding:34px 44px 64px}.breadcrumb{color:var(--subtle);align-items:center;gap:10px;margin-bottom:28px;font-size:11px;display:flex}.breadcrumb span:last-child{color:var(--ink)}.intro{justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:28px;display:flex}.intro p{color:var(--muted);max-width:600px;margin-top:14px;font-size:14px;line-height:1.7}.intro-aside{color:var(--muted);white-space:nowrap;align-items:center;gap:6px;padding-top:8px;font-size:11px;display:flex}.intro-aside svg{color:var(--accent)}.tool-strip{color:var(--subtle);align-items:center;gap:24px;margin:24px 0;font-size:11px;display:flex}.tool-strip span{align-items:center;gap:6px;display:flex}.calculator-workspace{background:var(--surface);border:1px solid var(--border);border-radius:10px;grid-template-columns:1.05fr 1fr;display:grid;overflow:hidden}.calculator-inputs{border-right:1px solid var(--border);padding:26px 28px}.panel-heading{justify-content:space-between;align-items:center;gap:12px;margin-bottom:26px;display:flex}.panel-heading h2{letter-spacing:-.3px;font-size:16px}.mode-switch{background:var(--surface-soft);border-radius:6px;padding:3px;font-size:11px;display:flex}.mode-switch button{min-height:30px;color:var(--subtle);border-radius:4px;padding:5px 11px}.mode-switch button[aria-pressed=true]{background:var(--surface);color:var(--ink)}.field-grid{grid-template-columns:1fr 1fr;gap:22px 16px;display:grid}.field label,.tax-options label{margin-bottom:8px;font-size:12px;font-weight:450;display:block}.input-wrap{position:relative}.input-wrap input,.tax-options input{border:1px solid var(--input-border);background:var(--surface);border-radius:6px;height:44px;padding:10px 12px;font-size:14px}.input-wrap .has-prefix{padding-left:30px}.input-wrap .has-suffix{padding-right:64px}.prefix,.suffix{color:var(--subtle);pointer-events:none;font-size:13px;position:absolute;top:12px}.prefix{left:13px}.suffix{font-size:11px;top:14px;right:12px}.field-help{color:var(--subtle);margin-top:7px;font-size:11px;line-height:1.5}.term-presets{justify-content:flex-end;gap:4px;margin-top:12px;display:flex}.term-presets button{min-height:30px;color:var(--subtle);border-radius:4px;padding:4px 8px;font-size:11px}.term-presets button[aria-pressed=true]{background:var(--ink);color:var(--surface)}.advanced-fields{margin-top:24px}.advanced-fields h3{margin-bottom:18px}.tax-options{color:var(--subtle);margin-top:25px;font-size:11px}.tax-options summary{padding:7px 0}.tax-options p{margin:10px 0}.tax-options input{color:var(--ink);margin-bottom:12px}.input-footer{border-top:1px solid var(--border-soft);color:var(--subtle);justify-content:space-between;align-items:center;gap:10px;margin-top:25px;padding-top:18px;font-size:11px;display:flex}.input-footer>span{align-items:center;gap:6px;display:flex}.status-dot{background:var(--muted);border-radius:50%;width:5px;height:5px;display:inline-block}.text-button{color:inherit;font-size:inherit;text-underline-offset:3px;align-items:center;gap:5px;padding:3px 0;text-decoration:underline;display:inline-flex}.input-footer button{text-decoration:none}.assumptions{color:var(--subtle);background:var(--surface-soft);border-radius:5px;gap:8px;margin-top:20px;padding:12px;font-size:11px;line-height:1.6;display:flex}.assumptions svg{flex:none}.calculator-results{background:var(--surface-alt);padding:28px}.result-top{color:var(--muted);justify-content:space-between;align-items:center;gap:8px;font-size:12px;display:flex}.live-label{color:var(--subtle);font-size:11px}.main-result{font-variant-numeric:tabular-nums;align-items:baseline;gap:8px;margin-top:10px;display:flex}.main-result output{letter-spacing:-2px;font-size:46px;font-weight:550;line-height:1.3}.main-result>span{color:var(--subtle);font-size:12px}.result-context{color:var(--subtle);margin-top:4px;font-size:11px}.result-metrics{margin:27px 0 22px}.result-metrics>div{justify-content:space-between;gap:12px;padding:8px 0;font-size:12px;display:flex}.result-metrics dt{color:var(--subtle)}.result-metrics dd{font-variant-numeric:tabular-nums;margin:0;font-weight:500}.result-metrics>div:last-child{border-top:1px solid var(--border);margin-top:8px;padding-top:14px}.cost-bar{background:var(--border-strong);border-radius:3px;width:100%;height:7px;display:flex;overflow:hidden}.cost-bar span:first-child{width:var(--principal,80%);background:var(--ink)}.cost-bar span:last-child{background:var(--accent);flex:1}.chart-key{color:var(--subtle);gap:18px;margin-top:10px;font-size:11px;display:flex}.chart-key span{align-items:center;gap:6px;display:flex}.chart-key i{border-radius:1px;width:6px;height:6px;display:inline-block}.key-principal{background:var(--ink)}.key-interest{background:var(--accent)}.result-note{color:var(--subtle);margin-top:20px;font-size:11px;line-height:1.65}.result-actions{flex-wrap:wrap;gap:12px;margin-top:19px;display:flex}.result-actions button{border:1px solid var(--border-strong);background:var(--surface);border-radius:5px;align-items:center;gap:6px;min-height:34px;padding:8px 10px;font-size:11px;display:flex}.result-actions button:first-child{background:var(--ink);color:var(--on-ink);border-color:var(--ink)}.result-actions button:hover{background:var(--border-soft);color:var(--ink)}.action-status{color:var(--muted);margin-top:10px;font-size:11px}.detail-panel{border-top:1px solid var(--border);grid-column:1/-1;padding:0 28px 22px}.detail-tabs{border-bottom:1px solid var(--border);white-space:nowrap;gap:28px;margin-bottom:22px;display:flex;overflow:auto}.detail-tabs button{color:var(--subtle);border-bottom:2px solid #0000;min-height:44px;padding:16px 0 13px;font-size:12px}.detail-tabs button[aria-pressed=true]{border-color:var(--ink);color:var(--ink)}.chart-heading{justify-content:space-between;align-items:center;gap:12px;display:flex}.chart-heading span{color:var(--subtle);font-size:11px}.balance-chart{height:160px;margin-top:14px}.balance-chart svg{width:100%;height:100%;overflow:visible}.chart-slider-label{color:var(--subtle);justify-content:space-between;gap:10px;margin-top:10px;font-size:11px;display:flex}.chart-slider-label output{font-variant-numeric:tabular-nums;color:var(--ink)}.chart-empty{text-align:center;color:var(--subtle);padding:50px 0;font-size:13px}.comparison-area{border-top:1px solid var(--border-soft);grid-column:1/-1;padding:24px 28px}.comparison-area h2{margin-bottom:16px;font-size:16px}.table-scroll{max-width:100%;overflow:auto}table{border-collapse:collapse;font-variant-numeric:tabular-nums;white-space:nowrap;width:100%;font-size:12px}td,th{text-align:right;border-bottom:1px solid var(--border-soft);padding:12px;font-weight:400}th:first-child,td:first-child{text-align:left}thead th{color:var(--subtle);font-size:11px}.schedule-scroll{max-height:380px;margin-top:14px}.breakdown-list{margin-top:18px}.breakdown-list>div{border-bottom:1px solid var(--border-soft);justify-content:space-between;padding:12px 0;font-size:13px;display:flex}.breakdown-list dd{font-variant-numeric:tabular-nums}.error{color:var(--danger);margin-top:18px;font-size:12px}[data-invalid=true]{opacity:.45}.section-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:24px;display:flex}.section-heading p{color:var(--subtle);margin-top:8px;font-size:12px}.section-heading>a{align-items:center;gap:7px;font-size:11px;display:flex}.tools-section{margin-top:48px;scroll-margin-top:20px}.tool-list{grid-template-columns:1fr 1fr;column-gap:36px;display:grid}.tool-link{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;gap:16px;min-width:0;padding:19px 0;display:flex}.tool-link>div{min-width:0}.tool-link h3{margin-bottom:4px;font-size:13px}.tool-link p{color:var(--subtle);font-size:11px}.tool-link svg{color:var(--subtle-strong);flex:none}.tool-link:hover svg{transform:translate(3px)}.trust-strip{border-top:1px solid var(--border);border-bottom:1px solid var(--border);justify-content:space-between;gap:20px;margin-top:44px;padding:22px 0;display:flex}.trust-strip>div{align-items:center;gap:9px;display:flex}.trust-strip p{font-size:11px}.trust-strip span{color:var(--subtle);font-size:11px;display:block}.content-section{margin-top:52px}.content-grid{grid-template-columns:1fr 1fr;gap:36px;margin-top:24px;display:grid}.content-grid p,.prose p{color:var(--copy);margin:14px 0;font-size:14px;line-height:1.8}.formula{background:var(--surface-soft);color:var(--copy);border-radius:6px;margin-top:18px;padding:20px;font-size:13px;line-height:1.8}.faq details{border-bottom:1px solid var(--border);padding:18px 0}.faq summary{font-size:14px;font-weight:500}.faq details p{color:var(--muted);max-width:760px;margin:12px 0 0;font-size:13px;line-height:1.8}.related{flex-wrap:wrap;gap:12px 22px;margin-top:22px;display:flex}.related a{text-underline-offset:4px;font-size:13px;text-decoration:underline}.prose{max-width:760px}.prose h2{margin-top:36px}.prose a,.content-grid a{color:var(--accent-hover);text-decoration:underline}.prose ul{color:var(--muted);margin:16px 0;padding-left:20px;line-height:1.9}.site-footer{border-top:1px solid var(--border);background:var(--surface);flex-wrap:wrap;justify-content:space-between;align-items:start;gap:20px;padding:32px 44px 28px 278px;font-size:11px;display:flex}.footer-brand{letter-spacing:-.4px;font-size:14px;font-weight:550}.site-footer>div>p{color:var(--subtle);margin-top:6px}.site-footer nav{gap:18px;display:flex}.disclaimer{color:var(--subtle);flex-basis:100%;max-width:850px;font-size:11px}.notice{background:var(--surface-soft);margin-top:20px;padding:16px;font-size:13px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}[hidden]{display:none!important}@media (width>=1440px){.main-content{padding:40px 54px 70px}.sidebar{padding-top:36px}.calculator-inputs,.calculator-results{padding:30px 32px}.balance-chart{height:180px}}@media (width<=1150px){.desktop-nav{gap:18px}.desktop-nav a:last-child{display:none}.main-content{padding:30px 28px 50px}.app-shell{grid-template-columns:210px minmax(0,1fr)}.calculator-inputs,.calculator-results{padding:22px}.brand-domain,.intro-aside{display:none}.main-result output{font-size:38px}.site-footer{padding-left:238px}.result-actions{gap:6px}.result-actions button{padding:8px}.field-grid{column-gap:12px}}@media (width<=900px){.site-header{height:64px;padding:0 22px}.app-shell{display:block}.sidebar{display:none}.main-content{padding:28px 24px 50px}.mobile-toggle{justify-content:center;align-items:center;width:44px;height:44px;display:flex}.desktop-nav{margin-left:auto}.header-action{display:none}.sidebar.mobile-open{z-index:20;border-bottom:1px solid var(--border-strong);box-shadow:0 15px 30px var(--menu-shadow-color);max-height:calc(100vh - 64px);display:block;position:absolute;top:64px;left:0;right:0;overflow:auto}.sidebar-bottom{margin-top:20px}.site-footer{padding:28px 24px}.calculator-inputs,.calculator-results{padding:24px}.intro p{max-width:590px}.main-result output{font-size:42px}}@media (width<=600px){h1{letter-spacing:-1.2px;max-width:360px;font-size:32px}h2{font-size:21px}.brand{gap:6px;font-size:14px}.brand svg{width:25px}.desktop-nav{display:none}.site-header{gap:8px;padding:0 16px}.theme-toggle{width:38px;height:38px}.mobile-toggle{width:40px;height:40px}.main-content{padding:22px 16px 40px}.breadcrumb{margin-bottom:24px;font-size:11px}.intro{margin-bottom:20px}.intro p{max-width:350px;font-size:13px;line-height:1.7}.tool-strip{flex-wrap:wrap;gap:16px;margin:20px 0;font-size:11px}.tool-strip span:last-child{display:none}.calculator-workspace{border-radius:8px;grid-template-columns:minmax(0,1fr)}.calculator-inputs{border-right:0;padding:22px 20px}.calculator-results{border-top:1px solid var(--border);padding:22px 20px}.field-grid{gap:19px 14px}.field label{font-size:11px}.panel-heading{margin-bottom:22px}.main-result output{font-size:42px}.result-metrics{margin-top:20px}.result-actions button{min-height:44px;padding:10px;font-size:11px}.result-note,.assumptions,.input-footer{font-size:11px}.detail-panel{padding:0 18px 22px}.detail-tabs{gap:24px}.detail-tabs button{font-size:11px}.chart-heading span{display:none}.balance-chart{height:170px}.chart-slider-label{flex-wrap:wrap;font-size:11px}.chart-slider-label output{margin-left:auto}.tools-section{margin-top:36px}.section-heading{align-items:start}.section-heading>a{white-space:nowrap;margin-top:5px;font-size:11px}.tool-list{grid-template-columns:1fr}.tool-link{padding:18px 0}.tool-link h3{font-size:14px}.tool-link p{font-size:12px}.trust-strip{flex-wrap:wrap;gap:16px;margin-top:32px}.trust-strip>div{flex-basis:calc(50% - 8px)}.trust-strip>div:last-child{flex-basis:100%}.content-grid{grid-template-columns:1fr;gap:20px}.content-section{margin-top:38px}.content-grid p{font-size:13px}.site-footer{padding:28px 20px}.site-footer nav{flex-wrap:wrap;gap:14px}.disclaimer{font-size:11px;line-height:1.7}.comparison-area{padding:22px 18px}.chart-empty{text-align:left}.prose p{font-size:14px}.prose h2{font-size:22px}.input-wrap input{font-size:16px}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media print{.site-header,.sidebar,.site-footer,.result-actions,.tool-strip,.tools-section,.trust-strip,.breadcrumb,.mode-switch,.input-footer,.detail-tabs,.tax-options{display:none!important}.app-shell{display:block}.main-content{max-width:none;padding:0}.calculator-workspace{border:0;display:block}.calculator-inputs{border:0}.calculator-results{break-inside:avoid}.advanced-fields,#breakdown-panel,#schedule-panel{display:block!important}.detail-panel{border:0}.schedule-scroll{max-height:none;overflow:visible}.balance-chart{height:160px}body{background:var(--on-ink)}.content-section{break-inside:avoid}.main-result output{font-size:32px}}.mobile-result{display:none}@media (width<=600px){.mobile-result{background:var(--surface-soft);border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;font-size:12px;display:flex}.mobile-result output{letter-spacing:-.8px;white-space:nowrap;font-size:24px;font-weight:550}.tax-options{margin-top:14px}.term-presets button{min-height:44px}.input-footer{margin-top:14px;padding-top:12px}.assumptions{margin-top:12px}.calculator-inputs{padding-top:18px;padding-bottom:16px}.main-content>.intro h1{font-size:30px}}.side-link,.field label,.tax-options label,.result-metrics>div,.result-top{font-size:13px}.tool-link h3{font-size:14px}.tool-link p,.result-context,.result-note,.assumptions,.mode-switch,.result-actions button{font-size:12px}.detail-tabs button{font-size:13px}.chart-heading h3{font-size:14px}@media (width<=600px){.field label{font-size:12px}.mobile-result{gap:10px}.mobile-result>span{max-width:58%;font-size:12px}.result-actions{gap:8px}.result-actions button{font-size:11px}}.main-result{flex-wrap:wrap}.main-result output{overflow-wrap:anywhere;max-width:100%}.mobile-result{flex-wrap:wrap}.mobile-result output{overflow-wrap:anywhere;white-space:normal;max-width:100%}@media (width<=600px){.mode-switch button,.sidebar.mobile-open .side-link,.tax-options summary{min-height:44px}.mobile-result>span{max-width:100%}}.seo-guide{max-width:none;margin-left:0;margin-right:auto}.seo-layout{grid-template-columns:minmax(0,760px) minmax(260px,1fr);align-items:start;gap:clamp(28px,4vw,60px);display:grid}.seo-copy{min-width:0}.seo-aside{background:var(--surface-soft);border-radius:8px;align-self:start;min-width:0;padding:24px;position:sticky;top:24px}.seo-aside h2{margin:0 0 10px;font-size:19px}.seo-aside-context,.seo-aside-note{color:var(--muted);margin:0 0 16px;font-size:12px;line-height:1.7}.seo-aside dl{margin:0}.seo-aside dl>div{border-bottom:1px solid var(--border-strong);justify-content:space-between;align-items:baseline;gap:12px;padding:11px 0;font-size:12px;display:flex}.seo-aside dt{color:var(--muted)}.seo-aside dd{font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap;margin:0}.seo-aside-total{font-weight:600}.seo-aside-note{margin:16px 0}.seo-aside>a{text-underline-offset:3px;font-size:12px;text-decoration:underline}@media (width<=1150px){.seo-layout{grid-template-columns:minmax(0,1.35fr) minmax(245px,.85fr);gap:24px}.seo-aside{padding:20px}}@media (width<=900px){.seo-layout{grid-template-columns:minmax(0,1fr);gap:24px}.seo-aside{max-width:760px;position:static}}.seo-guide h2{margin:34px 0 12px}.seo-guide h2:first-child{margin-top:0}.seo-guide h3{margin:20px 0 5px;font-size:15px;line-height:1.5}.seo-guide p{color:var(--copy);margin:0 0 16px;font-size:14px;line-height:1.8}.seo-guide h3+p{margin-bottom:16px}.seo-guide sup{font-size:.75em}.seo-guide{margin-left:0;margin-right:auto}.faq-section h2{max-width:900px}.faq{margin-top:20px}.faq-item{border-bottom:1px solid var(--border);padding:8px 0}.faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:20px;min-height:48px;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary h3{letter-spacing:-.15px;font-size:15px;font-weight:500;line-height:1.5}.faq-mark{width:14px;height:14px;color:var(--muted);flex:none;display:block;position:relative}.faq-mark:before,.faq-mark:after{content:"";background:currentColor;width:12px;height:1.5px;position:absolute;top:6px;left:1px}.faq-mark:after{transform:rotate(90deg)}.faq-item[open] .faq-mark:after{opacity:0;transform:rotate(0)}.faq-answer{padding:0 32px 12px 0}.faq-answer>p{max-width:900px;color:var(--copy);margin:8px 0 0;font-size:14px;line-height:1.75}.faq-links{color:var(--subtle);margin-top:12px;font-size:13px;line-height:1.7}.faq-links p{flex-wrap:wrap;gap:4px 12px;margin:6px 0 0;display:flex}.faq-links p:first-child{margin-top:0}.faq-links span{color:var(--subtle);font-weight:500}.faq-links a{color:var(--ink);text-decoration:underline;-webkit-text-decoration-color:var(--chart-marker);-webkit-text-decoration-color:var(--chart-marker);text-decoration-color:var(--chart-marker);text-underline-offset:3px}.faq-links a:hover{-webkit-text-decoration-color:var(--accent-hover);-webkit-text-decoration-color:var(--accent-hover);text-decoration-color:var(--accent-hover)}@media (prefers-reduced-motion:no-preference){.faq-mark:before,.faq-mark:after{transition:transform .18s,opacity .18s}.faq-item[open] .faq-answer{animation:.18s ease-out both faq-reveal}@keyframes faq-reveal{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}}@media (width<=600px){.faq-item{padding:6px 0}.faq summary{gap:14px;min-height:52px}.faq summary h3{font-size:15px}.faq-answer{padding-right:20px}.faq-answer>p{font-size:14px;line-height:1.75}}.faq summary{touch-action:manipulation}.info-page p{color:var(--copy);font-size:15px;line-height:1.8}.info-page .info-lede{max-width:680px;color:var(--copy);margin:12px 0 24px;font-size:17px;line-height:1.65}.info-page .policy-date{color:var(--subtle);margin:-8px 0 24px;font-size:12px;line-height:1.5}@media print{:root,:root[data-theme=dark]{color-scheme:light;--page-bg:#fff;--surface:#fff;--surface-alt:#fcfcfc;--surface-soft:#f3f3f3;--surface-hover:#f5f5f5;--surface-active:#f0f0f0;--ink:#171717;--on-ink:#fff;--copy:#4d4d4d;--muted:#555;--subtle:#666;--subtle-strong:#777;--border:#e8e8e8;--border-soft:#eee;--border-strong:#ddd;--input-border:#d5d5d5;--control-track:#ededed;--accent:#0070f3;--accent-hover:#0761d1;--danger:#b00000;--danger-border:#c50000;--chart-marker:#a3a3a3}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-backdrop-blur{syntax:"*";inherits:false}@property --tw-backdrop-brightness{syntax:"*";inherits:false}@property --tw-backdrop-contrast{syntax:"*";inherits:false}@property --tw-backdrop-grayscale{syntax:"*";inherits:false}@property --tw-backdrop-hue-rotate{syntax:"*";inherits:false}@property --tw-backdrop-invert{syntax:"*";inherits:false}@property --tw-backdrop-opacity{syntax:"*";inherits:false}@property --tw-backdrop-saturate{syntax:"*";inherits:false}@property --tw-backdrop-sepia{syntax:"*";inherits:false}@font-face{font-family:Geist Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/geist-cyrillic-ext-wght-normal.DjL33-gN.woff2)format("woff2-variations");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Geist Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/geist-cyrillic-wght-normal.BEAKL7Jp.woff2)format("woff2-variations");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Geist Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/geist-vietnamese-wght-normal.6IgcOCM7.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Geist Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/geist-latin-ext-wght-normal.DC-KSUi6.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Geist Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/geist-latin-wght-normal.BgDaEnEv.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}