Terms of Use

By accessing, browsing, or using Finance Free Calculator ("the Website", "we", "us", or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the Website immediately.

All interactive calculators, charts, tables, amortization schedules, and financial scenarios provided on the Website are designed strictly for educational, illustrative, and informational purposes. The output values are mathematical projections based solely on the assumptions, formulas, and parameters provided by the user or preset as examples.

The tools, content, and materials available on the Website do not constitute financial, investment, mortgage, accounting, tax, or legal advice. Finance Free Calculator is not a lender, financial advisor, broker, or fiduciary. You should always consult with a qualified professional (such as a licensed financial planner, CPA, or attorney) before executing contracts, securing loans, or making financial decisions.

While we strive to ensure our calculation engines and formulas are accurate, reliable, and up to date, the Website and all results are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. Actual figures offered by lenders, banks, or financial institutions may vary due to compounding variations, credit scores, regional tax laws, insurance rates, escrow requirements, and underwriting criteria.

You are solely responsible for verifying the accuracy, completeness, and applicability of all inputs and resulting calculations before relying on them for real-world commitments. Any reliance on calculations, comparisons, or educational guides found on the Website is at your own risk.

You agree to use the Website only for lawful purposes. You must not attempt to disrupt or compromise website security, deploy automated scraping scripts that place an unreasonable load on our infrastructure, or use site tools in violation of applicable laws.

All content, user interfaces, branding, software code, written guides, and visual designs published on the Website are protected by copyright, trademark, and intellectual property laws. You may use our tools for personal, non-commercial purposes, but you may not redistribute or republish site assets without prior written authorization.

To the fullest extent permitted by law, Finance Free Calculator, its authors, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of or inability to use the Website or its calculations.

We reserve the right to modify or update these Terms of Use at any time. Any updates will be published directly on this page with an updated revision date. Your continued use of the Website following any changes constitutes acceptance of the revised terms.